What is Trustly?

So why should you trust these guys? Well, they have been in the game since 2008, back then they were called InstantBank and did exactly that, they brought instant bank deposits to the online casino world.

Trustly wanted to make it easier for people in Europe to make deposits and bring an alternative to e-wallets and card payments or slow and lengthy bank deposits. Because of this they also made online casinos more trustworthy and made it much easier to not only play but also verify your account through KYC.

The PayNPlay feature brings your bank login to the online casino and now your withdrawals are not just fast, they are instant. Meaning that they are normally processed to your account within 5 minutes. Why? Because you are instantly KYC checked (Know Your Customer)! That means that some casinos won’t even ask for your ID, proof of address or proof of bank account. Soon the online casinos won’t need any staff at all if the technology keeps making everything easier like this.

And did you know? It works on all platforms, so you can pay and play from your phone, tablet or computer.

The ones who can use the service changes constantly, because Trustly is working hard at getting this system in all countries in the world. Right now, people from 29 different European countries can use the Pay n Play feature, which is pretty impressive. Trusly process about 2 million transactions per month, and we don’t think they would say no to more transactions – so if your country is not on the list you should keep updating this page because one day you will probably be included too.

Now you know the basics of how to find the best online casino for you, but there are more things you can have in mind.

First, off you should remember to check if players from your country can play at the online casino. The easiest way is to check with reviews – you can see this in our reviews of no account casinos. Also, make sure that the online casino is covered by a license that is made for your country.

Different Online Gaming Licences

Some countries have their own license, like the UK, Denmark and Sweden. The Netherlands has its own specific rules and might just be allowing more online casinos very soon. So if you’re in the Netherlands and looking for no-account casinos, you should keep an eye out here.

Secondly, you should keep an eye out for the slot, table or game you’re betting on. Sometimes when we get too many losses in a row it might just be time to swap seats. RTP is a big thing, but no RTP can change our views of our favourite game. If we’re playing a slot that we really enjoy, it doesn’t really matter if we win or lose.

A quick tip is to keep an eye out for progressive jackpots though. They usually come with quite large jackpots that can turn any person’s life around. Here at Viabonus we usually try to bet at least a couple of spins on the jackpots that are about to pop each time we play.

Bonuses

Thirdly, keep in mind that some pay n play casinos might not have bonuses to make the experience easier. But if you do find a bonus, and you’ve checked the wagering requirements and all other details so that they are fair, go ahead and use them! Pay n play casino’s bonuses are a wonderful way of getting a bit of a boost on your deposit so that you have more chances to win.

And don’t forget to check the details of the bonus. Knowing what you’re getting and under what circumstances is a way of avoiding surprises that might just not be as positive. Most bonuses are pretty good, but if the welcome bonus is bad, then the others might just also have a tinge of bad conditions.

Player limits

Limits, limits, limits. The fourth point to keep in mind is to set limits to your account. This is an amazing tool if you know that you easily get carried away and forget all about ´life outside of the online casino.

Even though casinos are known for not having any clocks, you should set a limit before you enter so that you don’t play for too long or spend more than you’d like. If you have been too obsessed with the casino and chasing wins, you might need to restrict yourself from the casino for a while. All casinos have that option available and we highly recommend that you use it!

When luck is on your side you can cash out your winnings right away and see it in your bank account within minutes. It’s one of the many great benefits with the Trustly Pay n Play system. Just remember to always wager your deposit at least once!

Return to Player (RTP)

It can also be a good idea to be a bit comfortable with the slot machine’s winning combinations, RTP, symbols, rules, volatility, theme and profit table. All of these contribute to how you can win and if the spin you just made gave you good results or bad ones. Knowing this will help you find which slots will pay you more and thus increase your chances of winning.

Lastly, if you ever need any form of help from the casino, most of them are available 24/7. If they aren’t, you can usually reach them during the day and until late at night. Just pop up that chat window and you’ll get assistance quickly.

How likely is it that I will win?

This might just be the one question we get all the time. And it’s a valid question. Besides having fun at online casinos, you also want to know if you can go away at the end of the session with some extra cash in your pocket. And with pay and play casinos, you can go and buy yourself something nice for the winnings literally five minutes later.

We usually call this payout rate or RTP. RTP stands for Return To Player and is a calculated percentage for how much you will win over a period of time. This is usually regulated and has to be calculated over one million plays or similar.

This means that if the RTP is 95%, that means that you theoretically get €95 back for every €100 you spend. But the word theoretically is key here. We all know that we sometimes win a lot of money and sometimes we’re just on a losing streak. This is why the RTP is calculated over one million bets (or some other large number).

However, what some seem to forget is that every slot also has an RNG – Random Number Generator. This means that every single time you spin the wheels on the slot machines you’re playing as if it’s your first time. Nothing you’ve done or have happened to you before that spin is ever calculated into the next spin.

You should also know that the RTP percentage is regulated, meaning that some regulators might require that new games have a minimum RTP of, for example, 82%. But usually games are much higher, at least at 95%. If they are lower, they are also usually considered less fun.

Besides this, the casino itself has a payout percentage. By now you might have figured out that it is the full wages that are returned to players as winnings. This is calculated over all games on the casino.

Best No Account Live Casinos

Playing at the casino tables is just a ton of fun. And some of the benefits is that you can also play against other players and chat with the dealer. But finding which one is the best is a bit difficult, especially since we all have different preferences.

If you want to have a quick check on which ones we prefer, then you can find a small selection of the ones we want to highlight here. But if you feel like these aren’t great for you, you can check out our pay and play casino list at the top of this page. There you can compare them more easily and find another one that you prefer.

Best Pay n Play Slots Casinos

If you’re really into slots, we get you. They are fun, usually, come with exciting bonus rounds and there are thousands and thousands of them to choose from. Slots also come with Jackpots where we know millions of Euros, Dollars and Pounds have been distributed to winners all over the world.

Do you need a helping hand in choosing which no account casino, powered by Trustly, that offers the best and most slots? Which ones have the best bonuses for slots and give the best free spins, deposit bonus and have the best terms?

We have selected a small sample of some of the ones we really like. If you feel like they aren’t a perfect match for you, you can check out the pay and play casino list at the top of this page. That way you can compare them more easily and find another one that you prefer.

What types of games can I play on No-Account Casinos?

Just because you want to take the easy road of a no-account casino, doesn’t mean you have to compromise with quality or selection. Top providers like NetEnt, Play’n Go, Microgaming, Yggdrasil, and more all offer their extensive catalogs with Trustly casinos. This means you can not only play slots, but also Roulette, Blackjack, Live Dealer games, Lottery, Bingo, and more within just a few clicks. You can check out the list above on Best no-account live casinos, and you’ll find a nice selection of casinos that offers all of the listed type of games:

• Roulette

Just heard of the name but never played? Roulette is a large spinning wheel with numbered slots in them in alternating black and red color. The dealer spins a small white ball that eventually falls on the wheel, the slot it falls into is the combination that wins.

That’s roulette in a nutshell, but there are plenty of more fun plays, green slots and hot & cold numbers. If you want to know more, you can check out our guide on how to play Roulette.

• Slots

Why slot machines is the most popular casino games is probably because it got something for everyone. You can find the most popular slots, classic slot games, cascading reels, VR/ER, 3D, progressive jackpots, and more at most casinos.  Slots are the only type of casino game where you can get free spins. See our list of the best casino bonuses right now.

• Blackjack

Get as close as possible to 21 without going over, and have a higher hand than the dealer. The rules of Blackjack are simple, and it’s the favorite online casino game for many gamblers. Many versions of Blackjack is also available at Pay N Play Casinos.

• Lottery

Enjoy the old fashioned thrill of a lottery ticket from your home. Pay N Play Casinos offer a wide range of lotteries where you can win real money. Online lottery tickets are often customizable with difficulty level, jackpot amount, and draw date.

• Bingo

Online bingo is even easier than land-based bingo. You don’t have to listen to the numbers being called or mark your numbers… Just watch the cards being marked on your screen, and reveal the wins with a click of the mouse. You can still enjoy a version of the social aspect by interacting in the game chat.

Play on mobile, tablet or computer

We know that more and more people prefer doing everything from their phone or tablet. It’s just handier to bring it up in the comfort of the couch rather than moving away to the computer where we mostly work and associate with business over fun.

It turns out that mobile-friendly casinos are the biggest trends right now as well as live games. Over 40% of all visits to online casinos in Europe are from non-computer devices. That means that online casinos without any mobile-friendly platform are losing nearly half of all traffic.

As with many things, we’ve seen that no registration casinos are at the forefront with technology and just about every one of them have a design and functionality that is made for those handheld devices.

The Trustly Pay n Play system is made for the biggest mobile systems, Android, iOS and Windows. So when you’re choosing the next online casino you want to play at, you should be safe in most cases that they will let you play relaxed from the couch.

The two different ways of doing Pay and Play

We’ve talked about the casinos with pay and play function from Trustly, but there are two different kinds of “no accoun casino”, the “Pure” and the “Hybrid”. We will go into them more in-depth in a second. But first, we need to discuss more about the OBeP.

OBeP stands for Online Banking ePayments and the no account casino method is the most recent solution in this area of iGaming. It’s quickly becoming the standard in the industry and as people are preferring this method, more and more casinos need to change their entire system.

However, there is another solution so that the casino can integrate the old system with the new.

The “pure” Pay and Play Casino

This is, as you might have guessed from the name, the online casinos that offer only Pay n Play through Trustly. You log in through your bank, make a deposit and you’re ready to hit the reels, tables or arenas.

In this model, you never register for an account, it’s made for you in the background. Your details are saved by the casino automatically so that the next time you return, you just have to verify yourself through the bank login and all of your funds are available again.

The downside with this is that the casino limits itself to the countries in Europe where Pay and Play is available. The players who are still waiting for it to come to their country can’t play there or use the bonuses.

The “hybrid” Pay and Play Casino

This model for Pay n Play means that a casino has both the Trustly login and the old registration alternative. Players at these casinos can choose to register with Trustly in a couple of seconds through the usual Pay and Play method, or they can choose to sign up by registering all of their details.

This way the casino can implement this to their existing casino so that new players can easily register, and the existing players can enjoy the quick deposits. The online casinos with the hybrid model can also offer their casino to many more players and don’t have to put up a “closed” sign to some players.

On the other hand, these casinos do usually not have as great bonuses and welcome offers as the pure Pay n Play casinos.

But is it safe?

You might be wondering why you should register with Trustly, where all of your details are immediately sent to the casino. The short answer is that the casino already has all of that information. And if you were to win and wanted to withdraw your winnings, you would have to verify yourself through the KYC process, which stands for Know Your Customer.

The KYC process, for those of you who are not familiar, involves you sending a photo of your ID, proof of address (usually a utility bill) and proof of payment. This is the bare minimum, and sometimes they will ask for more information from you.

Online casinos have been asking for this since the first regulation for casinos came about, which is quite some time. The storage of your details is kept so safe, that barely anyone can access it.

So, what Trustly does is that they make this process quicker. Through some of the bank logins, your identification, address and payment method are confirmed and also accepted by the regulatory agencies as a valid piece of identification. That saves you time on log in and saves you from sending in documents!

Besides that, Trustly also has some other security measures in place to protect you further:

• One account you can’t create more than one account, so if you visit a casino you haven’t been to for a while, your winnings can’t be taken from you because you forgot about an old account you had forever ago.
• Country confirmation checking your address and your IP, Trustly can block you from registering. That means that if you happen to be in a country where online gambling is illegal, you won’t be held accountable. This is also great for players in the Netherlands who want to use a no-account casino. You will be more or less guaranteed a legal casino when you sign up.
• Smooth transactionsAll of your transactions – deposits and withdrawals – are transferred without any complicated codes, not knowing where you placed your debit card or forgetting once again what the CVV code on the back is, was it 133 or 331?Bare minimum is sharedThe downside with sending in your ID is that it probably contains a lot of sensitive information like a social security number or other identifying information. With the Trustly Pay n Play casino, you only share exactly the bare minimum of what the casino needs to identify you. It’s both quicker and safer.

What about reliability?

This is a great question. What happens if the service is down? Why should I send my money through a fintech company?

Well, it turns out that Trustly is, no pun intended, one of the most trustworthy and reliable companies in the online banking industry. They are working closely with many European banks and have received a lot of praise for their services.

Trustly uses the same level of encryption and safety measures as your bank. So logging in to an online casino through Trustly is just as safe as logging in to your bank. And not all regular online casinos have that level of safety for your casino account, as the Pay and Play casino do.

Trustly has also received a lot of rewards for their safety and protection of players and, as they also offer services to shopping websites, regular consumers. The business started with iGaming though, and it is still their biggest focus.

What is the PSD2 API?

An API is, very simplified, like a bridge between two services. Without the API, the two can’t talk to each other. The PSD2 API is the bridge between the online casino and your bank and communicates directly through it. The API can only be activated if the user consents to it.

This can be easily done in a couple of steps. First up is that we as players have to approve the third-party interface, this then allows partial permission to the account data and allows transactions to be made. You activate this in the bank or as a pop-up when you do it for the first time, depending on the bank. You can also activate it by calling the bank directly.

After that, you have to approve the transaction by a two-step function. You have probably already done this several times – approve the transaction by a confirmation on your phone, by entering a code sent by SMS or email or through BankID.

After that, the connection is cut, and the transaction is completed.

What gaming licenses are reliable?

We’re not done with safety just yet! There’s a lot to it and one of the key areas of player safety is the casino license. If it has no license – they can do whatever they want and are probably scammers.

But don’t worry, these scammers have no way to integrate Trustly and their Pay n Play function without having an agreement with Trustly with long and boring contracts. The same goes with contacting your bank, they can’t connect the same way as Trustly does.

On the other hand, if you have never played at an online casino or deposited with Trustly before, you should have a look at our step-by-step at the top of this page to make sure it doesn’t seem phishy. Another method of knowing if the casino is serious is checking the gaming license.

We have written a lot about it, so if you need more information you can find our guide to casino licenses here.

If you want the short and sweet, you can rest assured that we only recommend casinos with highly reliable and strict casino licenses.

These gambling authorities below make sure that the casinos are nice and fair to players, offer fair games from fair game providers, stops money laundering, protect minors, protect players who have a risk of playing too much and encourage casinos to donate to charities related to problem gamblers.

So, going through what we thought wasn’t possible, we have arrived at what we are at now – the future. No account casinos are the future, and we wholeheartedly believe that online casinos that are adopting this technology now will be the standard casino in a couple of years.

We just hope that Trustly, or another payment provider, will manage to cover the remaining countries that welcome online gaming but isn’t part of the Pay n Play list. This can be done by card providers like Visa and Mastercard too if they put some money and effort into it.

Let’s compare a little more!

Not completely sold on the Trustly solution? Do you feel like you rather keep depositing with, let’s say, Neteller? We know what you’re thinking so we’ve made a comparison. Have a look at this and perhaps you change your mind.

Achievements of Trustly over the years

We like to highlight when good companies are doing well. And it might also bring even more validity to our argument that Trustly really is a safe company and great alternative to regular casino registration.

They have made it onto the FT 1000 list for the third year in a row. The FT 1000 is the Financial Times’ list of the fastest-growing companies. The annual growth was over 362% for three years between 2014-2017, which means they are ranked 12th in fintech and 7th in Sweden.

Trustly needed to be where the iGaming companies were. If you didn’t know, back before the Swedish License, there were a ton of online casinos owned and created by Swedes. Besides that, the casinos have most of their offices in Malta, after that, it’s the UK and Spain. So Trustly set up offices in all of those countries along with Germany, which is one of the biggest online casino markets.

Besides that, this is what Trustly also achieved:

• Trustly got a new round of investments in June 2020 which made their company valuated at over $1 billion.
• Trustly started launching the Pay N Play® feature in the biggest European casino markets, which is Germany, Sweden, Finland and the Netherlands
• In February 2020, at the Merchant Payment Ecosystem Awards, they received awards for the Best PISP, AISP (which stands for Payment Initiation Service Provider and Account Information Service Provider).
• Because of the heavy data protection and security offered, Trustly received the German safety standard compliance, TÜV Rheinland Certification.
• “Pay Your Invoice” was launched, which allows users to pay their invoices via instant online banking.
• The Silicon Valley-based company PayWithMyBank merged with Trustly to become a transatlantic online banking solution in the future.
• Signed partnerships with giants like Alibaba.com, ECOMMPAY, Collector Bank AB, and Payson so that their services reach more European customers.
• In October 2019, Trustly officially put its mark in the land-based casinos by introducing cashless payments. This meant that players at these casinos can buy chips instantly without having to have their card or cash on them. This also reduces money laundering in land-based casinos.